Financial Recovery Group. Inc.

WWW.FRGSYSTEMS.COM

Terms of Use Policy

All use by You of the Financial Recovery Group. Inc. (“FRG”) WWW.FRGSYSTEMS.COM website (“FRG Website” or “Website”) is expressly subject to the following terms and conditions (“Terms of Use Policy”), as well as to the terms and conditions of the FRG Privacy Policy. Your use of this Website constitutes Your express agreement to the Terms of Use Policy and FRG Privacy Policy. If for any reason You do not accept the Terms of Use Policy or Privacy Policy governing this Website, You may not use it for any purpose whatsoever.

INFORMATION AND CONTENT PROVIDED

FRG Website Content

Any and all of the information and content (“Content”) provided on the Website by FRG, including all reports, articles, “blog” entries, and the like created by FRG or third parties (“Third Party Content Providers,” see below regarding Third Party Content), are provided and intended solely for the general information of the Website visitors, do not constitute the professional advice of FRG, do not create a business or other relationship between You and FRG, and are not intended to be relied upon by any person or entity as, or in lieu of, professional advice for any reason whatsoever.

Third Party Content

All Content written or provided by third parties to FRG (“Third Party Content”), whether or not identified as such, are the opinion(s) of the respective contributors thereof, and do not necessarily reflect the position or opinion(s) of FRG. Such Third Party Content is provided and intended solely for the general information of the Website visitors, does not constitute professional advice by FRG or the respective authors, does not create a business or other relationship between You and FRG or You and the third party contributor, and is not intended to be relied upon by any person or entity as, or in lieu of, professional advice for any reason whatsoever.

Third Party Comments

All comments posted to the Website by third parties are the opinions of the commentator and do not reflect the opinions of FRG. FRG is not responsible nor liable for the content of any such comments.

FRG has no responsibility or liability to You for Your viewing or use of the Content, Third Party Content, and Third Party Comments. Your use of the FRG Website and Content is at Your own risk.

POSTING COMMENTS

You may post comments to the Website, but in doing so You agree not to post comments that (i) are not related or relevant to the FRG Website or the business of FRG, (ii) contain profanity or other inappropriate language, (ii) are disparaging of, or which slander, libel, or invade the privacy of, FRG or any third party, (iii) infringe or otherwise misuse the intellectual property rights of FRG or any third party.

FRG does not vet comments posted to the FRG Website, but has the right to take down or delete posted comments that violate the FRG Terms of Use Policy or FRG Privacy Policy.

PROTECTION OF PERSONAL INFORMATION

To obtain further information regarding the collection and use of personal information, please see the FRG Privacy Policy.

In the event FRG issues You an account or password to further access certain areas of the Website, or to have access to certain features of this website, You are responsible for maintaining the confidentiality of Your password, and You agree to accept any responsibility for all actions that occur under Your account or password, including but not limited to unauthorized use of or access to this Website by any third persons.

Our Website is not directed to, nor intended for use by, any child age 13 or under. Please see the FRG Privacy Policy for further information.

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